:root{--green: #0fa06c;--green-dark: #0c8558;--green-light: #e8f7f0;--green-muted: #3db884;--white: #ffffff;--text: #1a1a1a;--text-muted: #5c5c5c;--border: #d8e8e0;--border-dark: #cccccc;--shadow: 0 4px 24px rgba(0, 0, 0, .08);--radius: 8px;--radius-lg: 12px;--font: "Noto Sans Armenian", system-ui, sans-serif;--container: 1440px;--gutter: 24px;--header-h: 130px;--brand-red: #c8102e;--red: #c8102e;--red-dark: #a30d24;--transition: .25s ease}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}main section[id]:not(#hero){scroll-margin-top:var(--header-h)}body{font-family:var(--font);font-size:16px;line-height:1.6;color:var(--text);background:var(--white);overflow-x:hidden}body.menu-open{overflow:hidden}body.menu-open .header,body.search-open 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var(--transition)}.btn-primary{background:var(--green);color:var(--white)}.btn-primary:hover{background:var(--green-dark)}.btn-header{padding:12px 17px;font-size:13px;font-weight:600;border-radius:0;white-space:nowrap}.btn-header--green{background:var(--green);color:var(--white)}.btn-header--green:hover{background:var(--green-dark)}.btn-header--red{background:var(--red);color:var(--white)}.btn-header--red:hover{background:var(--red-dark)}.btn-light{background:var(--white);color:var(--green-dark)}.btn-light:hover{background:var(--green-light)}.btn-block{width:100%}.logo{display:inline-flex;align-items:center;gap:10px}.logo-text{display:flex;flex-direction:column;line-height:1.15}.logo-name{font-size:22px;font-weight:700;color:#1d1b1a;letter-spacing:.01em}.logo--header 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#e5e5e4}.header-main{display:flex;align-items:center;justify-content:space-between;gap:24px;width:100%;flex:1;min-height:0;padding-top:10px}.logo--header{flex-shrink:0}.logo--mobile{display:none}.header-phone{font-size:15px;font-weight:700;color:var(--brand-red);white-space:nowrap;transition:opacity var(--transition)}.header-phone:hover{opacity:.85}.header-phone__icon{display:none;flex-shrink:0}.header-toolbar-end{display:contents}.btn-header-outline{display:inline-flex;align-items:center;justify-content:center;padding:8px 18px;font-size:13px;font-weight:600;color:var(--brand-red);border:1px solid var(--brand-red);border-radius:0;white-space:nowrap;transition:background var(--transition),color var(--transition)}.btn-header-outline:hover{background:var(--brand-red);color:#fff}.header-icon-btn{display:flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:50%;color:#6b7280;transition:background var(--transition),color var(--transition)}.header-icon-btn:hover{background:#f3f4f6;color:#374151}.header-search{position:relative}.header-search.is-open .header-icon-btn{color:var(--brand-red)}.header-search-panel{position:absolute;top:calc(100% + 13px);right:0;width:341px;max-width:100%;z-index:110}.header-search-panel[hidden]{display:none}.header-search-form{display:flex;align-items:center;gap:12px;height:44px;padding:0 12px 0 16px;background:#fff;border:1px solid #d5d5d5;border-radius:4px;box-shadow:0 4px 38px #8b84842b}.header-search-input{flex:1;min-width:0;height:100%;border:none;background:transparent;font-family:inherit;font-size:15px;font-weight:400;line-height:1.2;color:#323232;outline:none}.header-search-input::placeholder{color:#9b9b9b}.header-search-input::-webkit-search-cancel-button{display:none}.header-search-submit{display:flex;align-items:center;justify-content:center;flex-shrink:0;width:20px;height:20px;padding:0;border:none;background:transparent;transition:opacity var(--transition)}.header-search-submit:hover{opacity:.75}.header-search-results{margin-top:8px;max-height:320px;overflow-y:auto;background:#fff;border:1px solid #d5d5d5;border-radius:4px;box-shadow:0 4px 38px #8b84842b}.header-search-results[hidden]{display:none}.header-search-results__message{padding:12px 16px;font-size:14px;line-height:1.4;color:#9b9b9b}.header-search-results__item{display:block;padding:10px 16px;text-decoration:none;border-top:1px solid #efefef;transition:background-color var(--transition)}.header-search-results__item:first-child{border-top:none}.header-search-results__item:hover,.header-search-results__item:focus-visible{background:#f8f8f8}.header-search-results__title{display:block;font-size:14px;line-height:1.35;color:#323232}.header-search-results__type{display:block;margin-top:2px;font-size:12px;line-height:1.3;color:#9b9b9b}.nav{display:flex;align-items:center;flex-wrap:wrap;justify-content:flex-end;gap:28px;margin-left:auto}.nav a{font-size:14px;font-weight:500;color:#1d1b1a;transition:color var(--transition);white-space:nowrap}.nav a:hover,.nav a.is-active{color:var(--brand-red)}.nav-item--dropdown{position:relative}.nav-link--dropdown{font-size:14px;font-weight:500;color:#1d1b1a;white-space:nowrap;transition:color var(--transition)}.nav-link--dropdown:hover,.nav-link--dropdown.is-active,.nav-item--dropdown.is-open .nav-link--dropdown{color:var(--brand-red)}.nav-submenu{position:absolute;top:calc(100% + 14px);left:0;width:257px;margin:0;padding:0;list-style:none;background:#fff;border-radius:4px;box-shadow:0 4px 38px #8b84842b;z-index:120;overflow:hidden}.nav-submenu[hidden]{display:none}.nav-submenu li+li{border-top:1px solid #ebebeb}.nav-submenu a{display:block;padding:16px 20px;font-size:14px;font-weight:500;line-height:1.35;color:#1d1b1a;transition:color var(--transition)}.nav-submenu a:hover,.nav-submenu a:focus-visible{color:var(--brand-red)}.page-anchors span{display:block;height:0;scroll-margin-top:var(--header-h)}.loan-card[id]{scroll-margin-top:calc(var(--header-h) + 24px)}body.loans-mega-open{overflow:hidden}.nav-mega-backdrop{position:fixed;inset:0;z-index:90;background:#1d1b1a33;backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);pointer-events:auto}.nav-mega-backdrop[hidden]{display:none}.nav-mega{position:absolute;top:100%;left:0;right:0;background:#fff;border-top:1px solid #ebebeb;box-shadow:0 8px 32px #00000014;z-index:95}.nav-mega[hidden]{display:none}.nav-mega__inner{display:flex;flex-direction:column;gap:40px;padding:40px 0 48px}.nav-mega__section{width:100%}.nav-mega__title{margin:0 0 20px;padding-bottom:16px;font-size:16px;font-weight:700;color:#1d1b1a;border-bottom:1px solid #e5e5e5}.nav-mega__title a{color:inherit;transition:color var(--transition)}.nav-mega__title a:hover{color:var(--brand-red)}.nav-mega__cols{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px 48px}.nav-mega__col{margin:0;padding:0;list-style:none}.nav-mega__col li+li{margin-top:14px}.nav-mega__col a{display:block;font-size:14px;font-weight:500;line-height:1.4;color:#1d1b1a;transition:color var(--transition)}.nav-mega__col a:hover,.nav-mega__col a:focus-visible{color:var(--brand-red)}.nav-item--dropdown.is-open .nav-link--dropdown#loansNavToggle,#loansNavToggle.is-active{color:var(--brand-red)}.mobile-nav-submenu__heading{width:100%;margin:16px 0 8px;padding-top:8px;font-size:14px;font-weight:700;color:var(--brand-red);text-align:end;border-top:1px solid #ebebeb}.mobile-nav-submenu--mega .mobile-nav-submenu__heading:first-child{margin-top:0;padding-top:0;border-top:none}.mobile-nav-submenu__heading a{color:inherit}.mobile-nav-submenu__heading a:hover{color:var(--brand-red)}.lang-dropdown{position:relative}.lang-globe-btn{display:flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:50%;border:none;color:#6b7280;background:transparent;transition:background var(--transition),color var(--transition)}.lang-globe-btn:hover{background:#f3f4f6;color:#374151}.lang-dropdown.is-open .lang-globe-btn{color:var(--brand-red)}.lang-menu{position:absolute;top:calc(100% + 10px);right:0;width:160px;margin:0;padding:0;list-style:none;background:#fff;border:1px solid #d5d5d5;border-radius:4px;box-shadow:0 4px 38px #8b84842b;z-index:110;overflow:hidden}.lang-menu[hidden]{display:none}.lang-menu li+li{border-top:1px solid #ebebeb}.lang-option{display:block;width:100%;padding:16px 20px;font-size:14px;font-weight:500;line-height:1.35;text-align:left;color:#1d1b1a;border-radius:0;background:transparent;transition:color var(--transition)}.lang-option:hover,.lang-option:focus-visible{color:var(--brand-red)}.lang-option.is-active{color:var(--brand-red);font-weight:600}.menu-toggle{display:none;flex-shrink:0;align-items:center;justify-content:center;width:32px;height:32px;padding:0;color:#1d1b1a;background:transparent;border-radius:0;transition:opacity var(--transition)}.menu-toggle:hover{opacity:.75}.menu-toggle__icon{display:block;flex-shrink:0}.mobile-menu{position:fixed;top:var(--header-h);left:0;right:0;bottom:0;z-index:200;background:var(--white);display:none;flex-direction:column;padding:var(--gutter);overflow-y:auto;visibility:hidden;pointer-events:none}.mobile-menu.is-open{display:flex;visibility:visible;pointer-events:auto}.mobile-menu[hidden]{display:none!important}.mobile-menu-top{display:flex;align-items:center;justify-content:flex-end;margin-bottom:2rem}.mobile-menu-close{display:flex;align-items:center;justify-content:center;color:var(--brand-red);width:44px;height:44px;border-radius:6px}.mobile-menu-close:hover{background:#fde8eb}.mobile-menu-nav{display:flex;flex-direction:column;gap:0;flex:1}.mobile-menu-nav>a{font-weight:500;font-size:25px;line-height:100%;color:#1d1b1a;text-align:end;padding:28px 0;border-bottom:1px solid var(--border)}.mobile-nav-group{border-bottom:1px solid var(--border)}.mobile-nav-group__toggle{display:flex;align-items:center;justify-content:flex-end;gap:8px;width:100%;padding:28px 0;font-weight:500;font-size:25px;line-height:100%;color:#1d1b1a;text-align:end}.mobile-nav-group__toggle[aria-expanded=true]{color:var(--brand-red)}.mobile-nav-group__toggle[aria-expanded=true] .mobile-nav-group__chevron{transform:rotate(180deg)}.mobile-nav-group__chevron{flex-shrink:0;transition:transform var(--transition)}.mobile-nav-submenu{display:flex;flex-direction:column;align-items:flex-end;gap:0;padding-bottom:12px}.mobile-nav-submenu[hidden]{display:none}.mobile-nav-submenu a{display:block;padding:12px 0;font-size:18px;font-weight:500;color:#1d1b1a;text-align:end;border-top:1px solid #ebebeb;width:100%}.mobile-nav-submenu a:hover{color:var(--brand-red)}.mobile-menu-footer{padding-top:1.5rem;margin-top:auto}.mobile-menu-footer .mobile-social.contacts-social{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:4px;margin-top:0;width:100%;max-width:206px;margin-inline-start:auto}.hero{margin-top:var(--header-h);background:#fff}.hero__inner{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:0;min-height:701px;align-items:stretch;padding:34px 0 96px}.hero__media{margin:0;min-height:100%;border-radius:5px;overflow:hidden}.hero__media img{display:block;width:100%;height:100%;min-height:480px;object-fit:cover;object-position:center;border-radius:5px}.hero__content{display:flex;flex-direction:column;justify-content:center;max-width:662px;padding:48px 0 48px 56px}.hero h1{font-size:clamp(2rem,3.2vw,3rem);font-weight:700;line-height:1.15;color:#1d1b1a;margin-bottom:78px}.hero-lead{font-size:16px;line-height:1.65;color:#5c5c5c;margin-bottom:40px;max-width:36rem}.btn-hero-more{align-self:flex-start;display:inline-flex;align-items:center;justify-content:center;padding:14px 36px;border:1px solid var(--brand-red);border-radius:0;background:transparent;color:var(--brand-red);font-size:14px;font-weight:600;transition:background var(--transition),color var(--transition)}.btn-hero-more:hover{background:var(--brand-red);color:#fff}.section{padding:73px 0 115px}.section:nth-child(2n){background:transparent}.loans{background:#f5f5f5}.loans__heading{font-family:"Noto Sans Armenian",var(--font);font-weight:500;font-size:35px;line-height:38px;letter-spacing:0;color:#323232;margin:0 0 90px}.apply{background:#fff}.apply-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px;align-items:start}.apply-media{border-radius:5px;overflow:hidden}.apply-media img{display:block;width:100%;height:auto;aspect-ratio:1 / 1;object-fit:cover;object-position:center;border-radius:5px}.apply-aside{display:flex;flex-direction:column;gap:24px;min-width:0}.apply__heading{grid-column:1 / -1;font-family:"Noto Sans Armenian",var(--font);font-weight:500;font-size:35px;line-height:38px;color:#323232;text-align:right;margin:0 0 140px}.calc-card,.apply-form-wrap{background:#fff;border:1px solid #eeeeee;border-radius:8px;padding:28px 24px 32px;box-shadow:none}.calc-currency{display:flex;gap:10px;margin-bottom:24px}.calc-currency__btn{width:33px;height:33px;border:1px solid var(--red);border-radius:3px;background:#fff;color:var(--red);font-size:20px;font-weight:600;line-height:1;transition:background var(--transition),color var(--transition)}.calc-currency__btn.is-active{background:var(--red);color:#fff}.calc-form__field{margin-bottom:20px}.calc-form__field label{display:block;margin-bottom:8px;font-family:"Noto Sans Armenian",var(--font);font-weight:400;font-size:11px;line-height:22px;color:#323232}.calc-form__field input,.calc-form__field select,.calc-term input,.calc-term select{width:100%;padding:14px 16px;font-family:inherit;font-size:16px;color:#323232;border:1px solid #ccd6e6;border-radius:6px;background:#fff;transition:border-color var(--transition)}.calc-form__field input:focus,.calc-form__field select:focus,.calc-term input:focus,.calc-term select:focus{outline:none;border-color:var(--red)}.calc-form__inputs{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1.8fr);gap:16px;align-items:end}.calc-form__inputs .calc-form__field--amount{margin-bottom:0}.calc-form__split{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:16px;align-items:end;min-width:0}.calc-form__split .calc-form__field{margin-bottom:0;min-width:0}.calc-term{display:grid;grid-template-columns:minmax(0,.55fr) minmax(0,1fr);gap:10px}.calc-form__actions{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px 12px;margin-top:28px}.calc-result{flex:1 1 220px;min-width:0}.calc-result__label{margin:0 0 4px;font-size:11px;line-height:22px;color:#323232}.calc-result__value{margin:0;font-size:22px;font-weight:600;line-height:1.2;color:var(--red)}.calc-form__buttons{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:12px}.btn-outline-red{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:1px solid var(--red);border-radius:0;background:#fff;color:var(--red);padding:14px 28px;font-family:"Noto Sans Armenian",var(--font);font-size:16px;font-weight:600;line-height:1.2;transition:background var(--transition),color var(--transition)}.btn-outline-red:hover{background:var(--red);color:#fff}.apply-form__title{font-family:"Noto Sans Armenian",var(--font);font-weight:500;font-size:13px;line-height:22px;color:#323232;margin:0 0 24px}.apply-form-wrap{position:static;z-index:auto;width:100%;max-width:none;margin:0;box-shadow:0 4px 19px #b5b5b538}.apply-form-footer{display:flex;justify-content:flex-end;margin-top:24px}.apply-form-fields{display:grid;grid-template-columns:1fr 1fr;gap:20px 16px}.apply-form-fields .form-row{position:relative;margin-bottom:0;min-width:0}.apply-input-hint{position:absolute;left:16px;top:50%;transform:translateY(-50%);font-family:inherit;font-size:15px;line-height:1;color:#636363;pointer-events:none;transition:opacity var(--transition)}.apply-input-hint__required{color:var(--red)}.apply-form-fields .form-row>label{border:1px solid #eaeaea}.apply-form input:not([type=checkbox]),.apply-form select{width:100%;padding:14px 16px;font-family:inherit;font-size:15px;border:1px solid #eaeaea;border-radius:6px;background:#fff;transition:border-color var(--transition)}.apply-form input:not([type=checkbox])::placeholder{color:transparent}.apply-form-fields .form-row--full{grid-column:1 / -1}.apply-form .form-row{margin-bottom:0}.apply-form input:not([type=checkbox]):focus,.apply-form select:focus{outline:none;border-color:var(--red)}.apply-form input:not([type=checkbox]):focus+.apply-input-hint,.apply-form input:not([type=checkbox]):not(:placeholder-shown)+.apply-input-hint{opacity:0}.apply-form-submit{min-width:160px;border-radius:6px}.form-message{margin-top:.75rem;font-size:14px}.form-message.is-error{color:#c0392b}.form-message.is-success{color:var(--green-dark)}.loans-tabs{display:flex;gap:48px;margin-bottom:48px;border:none}.loans-tabs__btn{position:relative;padding:0 0 16px;border:0;background:none;font-family:"Noto Sans Armenian",var(--font);font-weight:500;font-size:24px;line-height:1.2;color:#636363;cursor:pointer;transition:color var(--transition)}.loans-tabs__btn:after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:3px;background:transparent;transition:background var(--transition)}.loans-tabs__btn.is-active{color:#1a1a1a}.loans-tabs__btn.is-active:after{background:var(--red)}.loans-tabs__btn:hover{color:#1a1a1a}.loans-panels{width:100%}.loans-panel[hidden]{display:none}.loan-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;align-items:stretch}.loan-card{display:flex;flex-direction:column;min-width:0;min-height:502px;background:var(--white);border:1px solid #e3e3e3;border-radius:8px;overflow:hidden;text-align:left;box-shadow:0 4px 54px #00a8c608}.loan-card__media{flex-shrink:0;width:100%;height:251px;padding:14px;overflow:hidden}.loan-card__media img{width:100%;height:100%;display:block;object-fit:cover;border-radius:5px}.loan-card__body{display:flex;flex-direction:column;flex:1 1 auto;padding:29px 23px 33px;min-width:0}.loan-card h3{font-family:"Noto Sans Armenian",var(--font);font-weight:500;font-size:22px;line-height:28px;color:#323232;margin:0 0 12px;min-height:56px;display:-webkit-box;-webkit-box-orient:vertical;-webkit-line-clamp:2;line-clamp:2;overflow:hidden}.loan-card p{font-family:"Noto Sans Armenian",var(--font);font-weight:400;font-size:16px;line-height:27px;color:#636363;margin:0 0 20px;min-height:54px;flex:1 1 auto;display:-webkit-box;-webkit-box-orient:vertical;-webkit-line-clamp:2;line-clamp:2;overflow:hidden}.loan-card__link{align-self:flex-start;font-family:"Noto Sans Armenian",var(--font);font-weight:400;font-size:16px;line-height:27px;color:#636363;text-decoration:underline;text-underline-offset:2px;transition:color var(--transition)}.loan-card__link:hover{color:var(--red)}.page-inner .page-main{background:var(--white)}.page-intro{margin-top:var(--header-h);padding:40px 0 32px}.breadcrumb{display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin:0 0 24px;font-size:14px;line-height:1.4;color:#636363}.breadcrumb a{color:inherit;transition:color var(--transition)}.breadcrumb a:hover{color:var(--brand-red)}.breadcrumb__sep{color:#636363}.breadcrumb [aria-current=page]{color:#323232}.page-intro__title{margin:0;font-weight:500;font-size:35px;line-height:38px;color:#323232}.file-detail-page{padding:0 0 115px}.file-detail-page .loan-detail-downloads{margin-bottom:0}.news-filter{display:flex;flex-wrap:wrap;align-items:center;gap:40px;margin-top:24px}.news-filter__btn{padding:0 0 4px;border:0;border-bottom:2px solid transparent;background:none;font-family:"Noto Sans Armenian",var(--font);font-size:16px;font-weight:400;line-height:1.2;color:#707070;cursor:pointer;transition:color var(--transition),border-color var(--transition)}.news-filter__btn:hover,.news-filter__btn:focus-visible{color:#323232}.news-filter__btn.is-active{color:var(--red);border-bottom-color:var(--red);font-weight:500}.news-page .news-grid{margin-top:0}.news-card.is-filtered-out{display:none}.loans-page,.services-page,.news-page,.contact-page,.staff-page,.files-page,.career-page{padding:0 0 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